Specialist tax planning for landlords and high-net-worth individuals
Wealthy Individuals / LandlordsPersonal wealth management
Book a Tax ReviewDownload the Guide
Certified Partner
Trustpilot 4.9/5
Fixed Monthly Fees
Property Tax Specialists
Expert guidance on rental income and CGTWealth Protection
IHT planning and estate strategiesProactive Tax Reduction
Legally minimize your tax bill
Common Questions
You might be wondering...
- How do I minimize tax on my rental income?
- Should I hold properties personally or through a company?
- How do I manage Capital Gains Tax efficiently?
- What are the tax implications of selling or transferring property?
We help you protect your wealth and minimize tax through proactive planning.
Services
Wealthy Individuals / Landlords Services
Laura McGrath
Landlord and Business Owner
“I needed proper support with capital gains and planning for future property purchases. Proactive explained everything in plain language and structured my affairs so they’re easier to manage.”
What's Included
How We Support High-Net-Worth Individuals
Specialist tax planning for property portfolios, personal wealth, and estate planning. We focus on legally minimizing your tax and protecting your assets for future generations.
Property rental accounts and tax optimization
Capital Gains Tax planning and reliefs
Inheritance Tax planning and advice
Company vs. personal ownership structure advice
VAT advice for property developers
Trust and estate planning support
Unlimited access to tax specialists
£900 - £1,600 + VAT
Startup Pricing
All fees agreed upfront and fixed after our free consultation
Why Choose Proactive
What Makes Proactive Different
Specialist Property Tax Knowledge
Expert guidance on rental income, CGT, and property ownership structuresProactive Tax Planning
We identify opportunities to reduce your tax bill legally and ethicallyWealth Protection Strategies
Advice on protecting and passing on your wealth efficientlyPersonal Service
Direct access to experienced advisors who understand your goals
Saving £40k in Tax Annually
Success Story
We own 12 rental properties and were paying far too much tax. Proactive restructured our portfolio using a mix of personal and company ownership, saving us over £40,000 a year. The peace of mind alone is priceless.
Packages
What You Get
Choose the package that fits your needs
As a general rule, allow between 1%-1.5% of turnover to cover accountancy and tax expenses
- Request Pricing
Personal Essentials
- Personal tax return
- Rental property accounts
- Basic tax planning
- CGT calculations
- Email support
- Annual tax review
- Request Pricing
Property Portfolio
- Everything in Essentials
- Multiple property accounts
- Structure optimization advice
- Quarterly tax planning
- Phone & email support
- IHT planning basics
- Request Pricing
Wealth Management
- Everything in Portfolio
- Advanced tax strategies
- Trust & estate planning
- Company structure advice
- Priority support
- Dedicated tax advisor
Every plan includes free Xero software, unlimited advice, and fixed monthly fees.
Frequently Asked Questions
Common questions about property and wealth tax
It depends on your circumstances. Higher rate taxpayers often benefit from company ownership due to Corporation Tax rates being lower than income tax. However, there are mortgage, CGT, and IHT implications to consider. We’ll analyze your specific situation and recommend the most tax-efficient structure.
Several reliefs may be available: Private Residence Relief if you lived in the property, Lettings Relief in some cases, and annual CGT allowances. Timing the sale, utilizing spousal transfers, and considering partial sales can also reduce the tax bill. We plan these strategies well in advance.
Rental income is added to your other income and taxed at your marginal rate (20%, 40%, or 45%). You can deduct allowable expenses like mortgage interest (for personally-owned properties, this is restricted to basic rate tax relief), repairs, and letting agent fees. We ensure you claim everything you’re entitled to.
Property forms part of your estate for IHT purposes, taxed at 40% on amounts over £325,000 (or £500,000 if leaving your main home to children). Planning strategies include gifting, trusts, company ownership, and life insurance. We help you protect your wealth for future generations.
Yes. Property development involves complex VAT rules, SDLT considerations, and income vs. capital treatment. We advise on VAT registration, reclaiming VAT on costs, and structuring developments to minimize tax legally.
Keep all property-related invoices, mortgage statements, rental income records, and purchase/sale documentation for at least 6 years. We can recommend digital systems to make this easier and ensure you’re always audit-ready.